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Certificate of No Objection from the Health Insurance Company

Health insurance

Certificate of no objection from the health insurance company

We'll take care of it.

Clients in Germany must pay social security contributions—health, nursing care, pension, and unemployment insurance—for all skilled workers employed on their construction sites. This applies in particular to Eastern European subcontractors.

Many clients only work with companies that comply with their legal obligations. In practice, this means that they only pay companies that correctly pay their social security contributions in their home country.

 

Your clearance certificate from the responsible health insurance company is the key piece of evidence for this.

If this proof is missing, clients have a legal basis to withhold payments in whole or in part until the required documents are provided.

That is precisely why a clean, ongoing process is crucial.

What does the certificate of safety confirm?

The health insurance certificate shows that:

Social security contributions are reported correctly

there are no outstanding premiums

your company is properly managed in accordance with social security law

For clients, it provides legal certainty—for you, it provides planning certainty.

How we support you

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1. Examination and jurisdiction

We will clarify which health insurance company is responsible in your home country and whether a certificate is required.

2. Power of attorney and requirements

With your authorization, we will take care of all the necessary information and documents for the application.

3. Application or status inquiry

Depending on the country and health insurance provider

■ We apply for the clearance certificate directly.

■ or obtain official status information if third-party applications are restricted.

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4. Transmission to the client

Upon request, we deliver all certificates to the client in a bundle—clear, concise, and ready to use.

5. Documentation and monitoring

We archive the certificate and continuously monitor its validity.

6. Timely updates

We take care of the renewal in good time before expiry – so that your certificate is always valid and your money flows securely.

Why this is crucial for you

Missing or expired certificates often lead to:

Delays in payment or withholding of interim or final invoices

unnecessary queries and discussions during the project

increased administrative burden

With our support, you can ensure that all required documentation is submitted on time and in full.

Your benefits at a glance

In short:

The health insurance provider's approval is a prerequisite for payments to continue uninterrupted.

Important information about the construction site

The health insurance clearance certificate confirms that your company is in compliance with social security regulations and has no outstanding contributions. In addition, depending on the assignment, various documents must be kept on hand (e.g., identification documents, A1 certificates, posting notifications, assignment logs, as well as proof of minimum wage, contracts, or insurance).

In practice, missing or incomplete documents quickly lead to queries and considerable additional work—even to the point of interruptions in operations or payment problems.

We ensure that all necessary documentation is available in a structured format and readily available at all times.

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